Find Affordable Non Owner Car Insurance
Many people assume a lot when it comes to car insurance. For instance most people who drive borrowed cars think that their insurance will cover them if they get into an unfortunate accident. Even worse they probably did not know that there are insurance policies that can cover them.
Today, rental companies and car dealers have raised their standards and will not lend or hand over possession of their vehicles to those who do not have at least the comprehensive amount of insurance. This is because one may easily get into an accident and if the car is not comprehensively insured the real owners will lose out. For rental cars, non-owner rates are not as expensive as the normal rates; in fact they are dramatically low. This policy is for those who frequently use borrowed cars only since they only cater to specific issues that concern them only.
It is vital to note that this policy is lower than the normal one and it is only meant to protect you and the rental company if you get into an accident. It therefore gives minimum coverage that is required by the rental companies. With this in mind one can avoid a fee that is charged by the rental companies when you go to sign up for a car.
Your own coverage will cater to your medical coverage if you are the one who was the cause of the accident. The non-owner car insurance is just designed to give the rental company their money back. It is therefore important to acquire one if you think of borrowing a car.
Having non-owner car insurance saves you a lot if you do not own a vehicle. To get an even lower rate, you should check with the state laws to confirm the minimum coverage. After which you use the comparison engine to compare the different rates of different companies. This way you are able to save on your rate.
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