Listing the Advantages of Short Term Car Insurance If you have a job profile or business that makes you spend the majority of a year out of the country, then it is safe to assume that you have been questioning the merits of having a car insurance policy for the whole year. This is a very common scenario amongst people who spend 8 to 10 months outside the country because they need car insurance protection but feel that paying for the extra 8 to 10 months is a waste of investment. This is where a temporary car insurance policy comes in very handy. When told of such insurance policies, most people do not take them seriously and end up wondering about the kind of benefits that they can avail. In order to remedy just such doubts, the following are the various advantages that you can avail by buying an average temporary four wheeler insurance product. 1. Cover: The cover of any good temporary insurance product for four wheelers is no different from the cover of a normal annual policy for four wheelers. This means that your short term four wheeler insurance product would provide you the following: a. Damage compensation: Your car can get damaged in two ways. One is by manmade accidents and the other is a natural calamity. All good temporary car policies would provide you protection from the financial ramifications of both these scenarios. Hence, whether it is a car accident or damage from some storm, you can rest assured that you would be covered. b. Theft: The short term car policy would even cover the risks of theft. This cover is almost the same as other types of four wheeler policies. c. Third party liability: This is something that you cannot do without if you want to drive on the UK roads because the law forbids you from it. Hence, there is no type of car insurance policy that would not contain this clause. 2. Duration: These kinds of policies allow you to only have your car insured for a small time period ranging from a single day to 28 days. This gives you a lot of freedom if you like to travel a lot internationally. Furthermore, if you decide to extend your stay, you can easily extend the policy's valid period also. 3. Processing: These policies can be had very quickly and very easily. In fact, the application process for these policies is very much streamlined which allows you to not only make quick decisions but to also implement them fast. 4. Flexibility: Another calling card of short term car insurance policies is that, once you have it, you will find it very easy to add someone to it. Hence, if you have guests over from abroad, you can include them into the policy's purview which frees them to drive in the country. There are numerous benefits to a short term car insurance policy and the ones mentioned above are only a few. Thus, you should not hesitate when buying such a policy if you think its benefits are relevant to you. In order to buy such a policy, all you have to do is get online, compare the multiple options available and make the purchase.
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